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Normalizing Exceptional Credit

Normalizing Exceptional Credit


Your credit history is a indication of how you managed debt. Your reports are like a report card with grades (scores) indicating whether you passed or failed at maintaining good credit history. Below are five reasons why having Exceptional credit is important.



    • When applying for a credit cards the issuing bank will check your score on whether your worthy for approval or not and how much.


    • Mortgage and Auto loans will check your credit reports. Depending on the score that will determine your interest rate. For example, if you have exceptional credit you can qualify for a loan with an interest rate as low as 0%. With bad credit you may still qualify however, be prepared to have an higher interest rate from lenders.


    • Your credit score can influence how much you pay for insurance policies and or rather a deposit is needed to cut on your utilities.


    • When applying for a lease the landlord will check your credit history after submitting your housing application. Good credit can result in a smaller or no deposit versus bad credit may result in having to pay double the deposit of the value of your monthly rent.


    • Employers may want to check your credit history when applying for a job, the credit check criteria varies by company.



Exceptional Credit Service is here to help clients solve various credit-related situations. Our exceptional team and their professional experience will make sure you’re financially back on track in no time!

From Our Clients


"My husband and I wanted to become homeowners, but unfortunately, my credit score took a major hit over the last few years. Tiara’s expertise helped me raise my credit score enough to buy our dream house…during the pandemic!


When I told her my credit goals, she stayed on the phone with me for hours to understand my financial situation and gave simple, easy, and practical tips that raised my credit score 30 points. Not only was she knowledgeable, but patient as answered all of my questions. She made me feel comfortable and that she was a part of our journey.


After a few months, my credit was high enough to earn my husband and I a 3.1% interest rate on our dream home. We can thank her for helping us with the first step of creating generational wealth for our family."  

Ashllie W.

Contact Us

19214 Clay Rd Ste R PMB 3000
Katy, TX 77449


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